1. What Accelerated Is (and Is Not)
Accelerated is a loan marketplace: one short form, offers from a network of participating lenders, side by side, with no obligation to accept anything. We are not a lender. We do not fund, originate, or service loans. No credit decision is made here, and we are not a loan broker. Every rate, amount, repayment schedule, and fee you see comes from a lender, never from us.
We may receive a referral fee from participating lenders when they receive your request.
Two related pages round this out: our E-Consent page covers the electronic disclosures and signatures the process relies on, and our Privacy Policy explains how your information is handled.
2. The Numbers, In Plain English
Here is the working range of the marketplace, stated up front instead of buried in fine print. A first request typically runs from $250 to $500; returning borrowers in good standing may request up to $3,500. Repayment schedules run from 2 to 24 months. The annual percentage rate (APR) a lender quotes sits between 5.99% and 35.99%, and any origination fee a lender charges is already folded into the APR it shows you - there is no separate origination charge stacked on top. Looking is free: we never charge you to compare offers.
One representative example, so the numbers have a shape: a $250 cash advance at a 35.99% APR over 3 months comes to three monthly payments of about $88, roughly $265 in total. That example is illustrative only. Your actual offer is set by the lender that makes it.
3. No Offer Until a Lender Makes One
Sending a request starts a search; it does not start a loan. On our side it is not a credit application, and it promises nothing: no offer, no approval, no rate, no amount, no timeline. Lenders in the network decide for themselves whether to respond and on what terms. The lowest rate or the largest amount in the ranges above is never assured for any particular borrower, and not every request draws a response.
4. Who the App Is For
The App is for adults: 18 in most of the country, 19 in Alabama and Nebraska, and 21 in Mississippi. You must reside in the United States, and the information you enter must be accurate to the best of your knowledge. A lender may layer its own requirements on top of these basics.
5. When You Pick a Lender
Any offer you see was built by the lender behind it. Accept one, and your loan agreement is with that lender alone: its disclosures, its repayment terms, its servicing. Those documents govern your loan; these Terms do not. Read the lender's paperwork before you accept it. If a question is about an offer or an existing loan, the lender is the right party to ask. For anything about the App itself, we are the right party.
6. Where the App Works
Consumer lending is regulated state by state, and the marketplace only reaches as far as the licenses held by its participating lenders. The App is not offered in every state. Where a state restricts certain products, offers in that state reflect the restriction. If your state is not covered, the App tells you before you invest time in a form.
7. Missouri Law
These Terms are governed by Missouri law, and Missouri courts apply it without its choice-of-law rules selecting some other state. If a court holds any provision of these Terms unenforceable, the remaining provisions keep operating as written.
8. When These Terms Change
We may revise these Terms from time to time. The "Last updated" date at the top of this page marks the current version, and the version in force is the one posted when you use the App. If you keep using the App after a revision takes effect, you accept the revised Terms.
9. Reaching Us
Accelerated Self Loans LLC
117 S Lexington St, Ste 100, Harrisonville, MO 64701-2443, United States
support@acceleratedselfloans.com
Phone: +1 573-899-1158. Written questions reach us fastest by email.
